Fashion philosophy (or how to be cheap & still look professional)

When I was 24 and had just started my first “corporate” job the women used to ask me why I never wore makeup. I used to laugh it off and say “I have to be making at least… Read More

The amazing things you learn when you tally your investments

Like most people, we’ve tried to do all the right things, adhering to the standard personal finance advice: save for retirement, pay off your debt, take advantage of benefits such as retirement matching, save an emergency fund…blah blah… Read More

Ahead of the game?

Note: Our financial goals for 2017 include saving $18300 to buy back my pensionable years for my defined benefit pension as well as save $50000 which will make us mortgage-free at the beginning of 2018 I socked away… Read More

I hate this so much

My bank recently sent me some snail mail because I was “PRE-APPROVED FOR A $10000 LINE OF CREDIT!” I have no use for more credit so I just pitched the letter. Of course, I log into my bank… Read More

I am not an early riser & dealing with setbacks – life update

WELP, week one in Resolutionville was a complete fail. I shouldn’t say complete – I got up earlier than usual, but I am not closer to reaching my goal. I know it’s about the baby steps and any… Read More

Why I blog

Amy Dacycyn of the Tightwad Gazette fame once pointed out that most people know how to save money: just spend less than you earn. Everyone knows that, right? The same way, she points out, that people know how… Read More

Happy tabula rasa

Tearing down the tree on NYE While I think that January 1st is a rather arbitrary date to choose for a new year but so is every date so why not? Considering January 1st is cold and dark… Read More