Are credits and benefits on your FIRE radar?

If you are Canadian and have small children, you probably receive one or more benefits from the government. If you are a family who makes under $220000 a year chances are you are getting some form of the… Read More

It’s only $20

I have a family member (who shall remain nameless) who I used to go shopping with at Costco. It was a social event combined with a grocery run and we had a monthly standing date to head out… Read More

Want to save money? Be more like children

Alright, you’ve probably already tuned out because it’s that kind of inspirational porn that is rampant over social media: all talk, no action. OF COURSE little children are carefree; what’s your point, Tucker? Ok, hear me out, people!… Read More

Everyone loves to hate budgets – Part 2

(see here for Everyone loves to hate budgets – Part 1) It has been a crazy month or two to try and nail this down as we are a bit in flux with Mr. Tucker’s new job and… Read More

June savings update & life update

This post should be my budget post, part II. Alas, it isn’t! My apologies but I had to review all our numbers with Mr. Tucker’s new job and since then I have had to revamp my numbers. I… Read More

Everyone loves to hate budgets – Part 1

My friend Devon asked me to write about budgets so I thought I would put together a wee post summing up my budget theory and discussing the different approaches. There is a LOT of info out there though,… Read More

New horizons

Mr. Tucker doing some online training at night (with liquid assistance) In my last post I alluded to a third reason our finances were all out of whack. That reason: Mr. Tucker changed jobs. Mr. Tucker had been… Read More

Savings update – April & May

This spring has been an absolute gong show and for that I apologize. I am still feeling a bit off and work has been hectic so blogging has not been on my radar. We continued to spend a… Read More

You can’t plan everything, but you can plan for something

A couple of weeks ago I was home sick when Mr. Tucker learned that his company was being acquired by another company. All-of-a-sudden it became a flurry of questions and what-ifs. The company was liquidating: people in the… Read More

Life and goal update – March 2017

Better late than never as the old adage goes! March came in like a lion and went out…like a lion. We had our last snow on the 31st, which is fairly late even for our northern clime. Luckily,… Read More

Managing when you are busy, stressed, and unwell

I have spoken often about what an awful year it has been for my family and I. While we were managing fairly well for a long time, recently we were suddenly not-managing-well at all. With so many balls… Read More

Here we are now, entertain us

Because I am middle-aged now, I see entertainment in a whole new light. It’s definitely changed since I had kids, and has even changed since my kids were small. Today, in terms of line items in the budget,… Read More

The amazing things you learn when you tally your investments

Like most people, we’ve tried to do all the right things, adhering to the standard personal finance advice: save for retirement, pay off your debt, take advantage of benefits such as retirement matching, save an emergency fund…blah blah… Read More

Ahead of the game?

Note: Our financial goals for 2017 include saving $18300 to buy back my pensionable years for my defined benefit pension as well as save $50000 which will make us mortgage-free at the beginning of 2018 I socked away… Read More

I hate this so much

My bank recently sent me some snail mail because I was “PRE-APPROVED FOR A $10000 LINE OF CREDIT!” I have no use for more credit so I just pitched the letter. Of course, I log into my bank… Read More

Habits and goals for 2017

Recently I saw an article headline to the effect of, “don’t do resolutions, make new habits.” I didn’t click and read it but I wish I had. My brain has kept coming back to the idea and I’ve… Read More

Meal planning for non-planners

Mr. Tucker and I love cooking. There is nothing we enjoy more on Sundays than putting on a fire, turning up a little jazz, pouring a glass of red wine, and then cooking up a storm. Usually we… Read More

Layoffs are inevitable, your reaction shouldn’t be

Last week there was a “reorganization” at my work. In two places in the country thousands of jobs have now been affected. Of course, I have to follow the stories, work late, do my job but I am… Read More

Sorry, you’re Canadian

Growing up in Canada is kind of like being the second child: your big brother the USA gets all the cool shit first while you are stuck shuffling along in his shadow hoping you get a turn someday…. Read More

Exit strategy: conversations with my mom

“I wish I had retired later. I find retirement really boring.” My mom said. She was over for her weekly cup of coffee & a visit with the kids and I. Although we keep Sundays as a strictly… Read More