To every season, turn, turn, turn…those goals into reality


Don’t tell anyone but I love all the seasons. I grew up having all four seasons fleetingly spread across the mere 12 months of a year and I still love them all. Sure, sure, I am one of the complainers: in summer it’s too damn hot, and in winter it can get too damn cold but secretly I love it.

Of course, we are in fall right now: apple picking, pumpkin patches, warm cider, crisp air, beautiful landscapes of yellow/red/orange leaves….oh man, I love fall. I will admit, it has a special place in my heart. Although it may be the harbinger of winter, I do enjoy these days even if they bring with them shorter, darker days. It’s just another reason to start a fire in the fireplace.

Mr. Tucker could not care less about seasons. In his mind it makes more sense to live in the Caribbean and if we ever miss seasons, we can come visit them.

Personally, I think I would be a bit sad if I didn’t have the seasons to look forward to. I enjoy transitioning from one time of the year to another. Just like holidays help us mark the days, so do the seasons. It gives me the satisfaction of a year fully lived. Spring is about rain, seeing grass again, and the fresh smell of petrichor. Summer is marked by swimming, watermelon, and the smell of sunscreen. Fall is about walking through crunchy leaves, decorating pumpkins, and the smell of apple cider mulling. Winter is about skiing, building snow forts, and the smell of wood smoke.

“Most everyone’s mad here…You may have noticed that I’m not all there myself.”

Our last CSA basket came in this week. It came with 10 pounds each of onions, potatoes and carrots, and of course, a pumpkin. I’ll be sad to see them go, there is nothing better than having farm fresh food weekly. Part of me is jealous of people who live in more temperate climates where they can get local food all-year round but the other part of me enjoys the end of things so we can transition into a new period of the year.

So this morning I sat down with my coffee and booked the kids into skiing for winter. It seemed as good of a time as any to admit that winter IS coming and since you can’t do anything about it, you may as well embrace it. I save money all year round to be able to send the kids to ski lessons so I am happy that I can pay cash for it in November. Of course, I am saving money this year on my ski pass as I am sure my orthopedic doctor would prefer to not have to see me in clinic again!

November will also mark the month where we start saving for some fairly aggressive goals. We will be hunkering down to save more for our house fund so we can be mortgage free in March 2018, and as well I have decided to buy back my pension at work (more on that later this week). So as of right now we are starting from zero with a goal to achieve almost 70K in savings by March 2018. That is 16 months from now.

A pretty lofty set of goals

It seems fitting that we start right when the darkest days of the year are ramping up. I find it’s much easier to hunker down and save when all you want to do is avoid the cold and dark by curling up by the fire with a book. Despite the madness of the Christmas season Mr. Tucker and I have been traditionally better at saving money during the winter months because we don’t ever go anywhere.

So while the fall is traditionally known as the end: the end of summer, the end of long days, harvest and the end of the growing season, it’s going to be a new beginning for us. we have huge goals but I think we can make it. I’ll be posting regularly here with updates on how it’s going, so if you are interested in watching us succeed (or fail?) you’ll be able to follow along. Also, let me know if you have any big goals or dreams planned out for the near future, I’d love to hear about them.

Happy fall!

2 Comments on “To every season, turn, turn, turn…those goals into reality

  1. Love big (yet achievable) money goals! As you already know, I’m aggressively paying down debt while M continues to save. In January 2015 I owed more than $57,000 and was chipping away at it. Got aggressive about it earlier this year (currently throwing about 68% of my take home on it) and if all continues to plan, it’ll all be gone by December 31, 2017 — about $28k of it in 2017 alone. Can’t WAIT. Then the plan is to save 50% of our combined take home and buy a duplex….

    • That’s amazing S! That is an incredible accomplishment and you should be super proud. We should definitely celebrate in the New Year with a little homegrown frugal fire & wine entertainment. 28K is freaking amazing. I think a duplex is a fabulous idea, I often toy with either refinishing our basement into an apt or sticking an in-law tiny home in the backyard (now that they are legal). Between Mike’s pension and a duplex and your incredible ability to save, I think you both will tap out of the workforce faster as well!